@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700;800&display=swap');
:root{--navy:#101b31;--blue:#2478f2;--ink:#1a2941;--muted:#65748a;--line:#e2e9f2;--bg:#f5f8fd}*{box-sizing:border-box}body{margin:0;font-family:'DM Sans',Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.7}a{color:var(--blue)}.wrap{max-width:1120px;margin:auto;padding:0 24px}header{background:white;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:3}.nav{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:76px}.brand{display:flex;align-items:center;gap:10px;text-decoration:none;font-weight:800;color:var(--navy);font-size:22px}.brand img{width:40px;height:40px}.navlinks{display:flex;flex-wrap:wrap;gap:17px}.navlinks a{text-decoration:none;color:var(--ink);font-size:14px;font-weight:600}.navlinks a:hover{color:var(--blue)}.hero{background:linear-gradient(125deg,#0e1b35,#183e75);color:white;padding:86px 0}.eyebrow{text-transform:uppercase;letter-spacing:.18em;color:#8bc8ff;font-weight:700;font-size:12px}.hero h1{font-size:clamp(34px,5vw,59px);line-height:1.13;max-width:850px;margin:12px 0 20px}.hero p{max-width:750px;color:#d2e3ff;font-size:18px}.btn{display:inline-block;background:#2478f2;color:white;text-decoration:none;border-radius:9px;padding:13px 20px;font-weight:700;margin:10px 8px 0 0}.btn.alt{background:transparent;border:1px solid #a5c8ff}.section{padding:56px 0}.section h2{font-size:29px;line-height:1.25;margin:0 0 12px}.lead{color:var(--muted);max-width:760px}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:28px}.card{background:white;border:1px solid var(--line);border-radius:15px;padding:25px;box-shadow:0 8px 25px #10203a08}.card h3{margin:0 0 8px;font-size:19px}.card p{color:var(--muted);margin:0 0 13px}.card a{font-weight:700;text-decoration:none}.content{max-width:880px;background:white;border:1px solid var(--line);border-radius:16px;padding:clamp(22px,4vw,46px);margin:45px auto}.content h1{font-size:clamp(30px,4vw,44px);line-height:1.15}.content h2{margin-top:32px;font-size:24px}.content p,.content li{color:#4b5d75}.note{border-left:4px solid #2478f2;background:#eef5ff;padding:16px 20px;border-radius:6px;margin:25px 0}.warning{border-left-color:#d89023;background:#fff7e9}.tablewrap{overflow-x:auto}table{width:100%;border-collapse:collapse;min-width:560px}td,th{border-bottom:1px solid var(--line);padding:12px;text-align:left}th{background:#edf4ff}footer{background:#101b31;color:#d6e0ee;padding:38px 0}footer a{color:#d6e0ee}footer .links{display:flex;flex-wrap:wrap;gap:18px;margin:12px 0}.small{font-size:13px;color:#78889e}.risk{font-size:13px;color:#bacce3;border-top:1px solid #34445d;margin-top:25px;padding-top:18px}@media(max-width:760px){.nav{align-items:flex-start;flex-direction:column;padding:14px 0}.navlinks{gap:10px}.grid{grid-template-columns:1fr}.hero{padding:62px 0}.section{padding:36px 0}}
.affiliate-panel{margin:28px 0;padding:24px;border:1px solid #9cc5ee;border-radius:14px;background:#eff7ff;color:#14223b}.affiliate-panel .btn{display:inline-block;margin-top:8px}.affiliate-panel .small{font-size:.86rem;color:#41526c}

.affiliate-top{margin:22px 0 18px}.affiliate-top .btn{display:inline-block}.affiliate-note{font-size:13px;line-height:1.5;opacity:.85;max-width:650px;margin:10px 0 0}